Malay Ghatak
Co-founder
Over three decades of banking experience and leadership positions in renowned financial institutions. Malay's insight into how banks actually work is the discipline behind our platform.
B2B2C Advisory Platform
One platform for every financial product your clients need.
Kumbh Technologies gives financial advisors banking-grade tools to deliver personalised investment, insurance and lending advice — built by veterans who spent three decades running banks.
Bank-grade security
Promoted by senior bankers
Investments · Insurance · Credit
What we offer
Three product lines. One relationship.
Everything an advisor needs to serve a client's full financial life — without juggling separate systems, logins and paperwork.
Investments · FundzPark
Advice your clients can watch grow.
Benefit from FundzPark advisory and give your customers a plethora of investment advice — research-backed, personalised, and visible in one clean portfolio view.
- Mutual funds, SIPs and goal-based portfolios
- Recommendations matched to each client's risk profile
- Tracking and reviews across the full relationship
fundzpark · portfolio
Goal on trackRetirement · 2042
Insurance
The right cover, without the runaround.
Get the best deals on insurance policies for your customers, straight from the app — compare options side by side and place life, health and general cover with confidence.
- Policy comparison across leading insurers
- Life, health and general — one workflow
- Renewal reminders so no client is ever uncovered
kumbh · insurance
Cover placedTerm · ₹1 Cr
Lending
Faster loans. Fewer rejections.
Match clients to lenders that actually fit their profile before they apply — so approvals come quicker, rejections drop, and your clients remember who made it easy.
- Profile-based lender matching, not spray-and-pray
- Personal and business credit in one place
- Status visibility from application to disbursal
kumbh · lending
Loan approved₹8 L · 48 hours
The platform
Built so advisors can advise, not administrate.
Our B2B2C platform combines advanced analytics with customer-centric tools, so every recommendation is grounded in a real understanding of the client.
Understand the client
A single view of each client's goals, risk preference and financial situation — powered by analytics, not guesswork.
Recommend with confidence
Craft strategies across investments, insurance and credit that precisely fit individual goals — consistent, comprehensive, personalised.
Grow the relationship
Track outcomes through the full lifecycle of the partnership, and deepen trust with every review, renewal and rebalance.
Why it matters
Banking experience, start-up execution.
Kumbh Technologies is built on a foundation of trust, reliability and cutting-edge technology.
0+
Years of combined banking leadership
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Product lines on a single platform
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Relationship — advisor and client, end to end
100%
Personalised — every strategy fits one client
Our founders
Promoted by people who ran the banks.
Kumbh Technologies is a fintech company promoted by senior bank veterans whose careers shaped India's financial industry.
Arun Sharma
Co-founder
A seasoned financial expert with a proven record of strategic leadership. Arun's depth in banking and finance drives our commitment to excellence and innovation.
Why Kumbh
Trust is our default setting.
Security & trust
Your financial data is protected with the latest security measures, and every product decision is made with a banker's caution.
Personalised service
No two clients are alike. Solutions are tailored to each person's goals, risk appetite and stage of life — whether individual or business.
Innovation first
We're at the forefront of fintech innovation — simplifying transactions, investments and advice with technology that stays out of the way.
Ready to grow with us?
Open an investment account in minutes, or partner with us as a distributor and put the full platform to work for your clients.
Contact
Talk to a human.
Questions about the platform, partnerships or your account — write to us and the team in Pune will get back to you.
Kumbh Technologies Pvt Ltd
Flat No. A3/101, Life Park, Sr. No. 13/1/2, Opp. Corinthian Club, Mohammedwadi, Pune, Maharashtra, India – 411028
Mon–Fri, 9:30 AM – 6:30 PM IST
Email us